Wednesday, June 25, 2014

A Year Ago, My Hero has Fallen Down and Got a Pair of Angel Wings

A year ago, my hero, my Papa, has fallen down and has gotten a pair of angel wings.

He left after a valiant fight.  He won over the sepsis that almost consumed him, but lost to a new infection that his frail body cannot conquer anymore.

As he lay there, I whispered to his ear, “I don’t want to let you go.  I want you to fight, but if you can’t take it anymore, Papa, I am letting you go.  Go towards the light.  Go to Mama.  She is waiting for you.”

I knew he heard me.  As opposed to his three near deaths in the hospital, this time he wanted to go.  He was giving up the fight to meet his lady on the other side.

As they tried to revive him (my brother’s order-who was on his way home from Manila- was to revive him so that he can see him before he dies), I told him to “Go, Papa!”

I imagined him giving my mom a warm hug-The woman he told me he missed so bad days before we had to bring him to the hospital.

I imagined him being strong and healthy and handsome, not the man with tubes inserted in his body (and which he hated so much), meeting my beautiful mom who must be in the pink suit I saw her wearing in a dream where she told me she is marrying my papa again.

They must be standing in front of Jesus now.

Please don’t tell me not to cry, because it does not mean I am not letting my hero go.  I am crying because I miss him so bad…

Related post: Happy Birthday, Mama!

Monday, June 23, 2014




Without a good credit score (a number assigned by the credit-reporting agencies that reflect your debt and trustworthiness) it costs much more to obtain a mortgage or loan.  That’s why it makes sense to get a credit card -  in your name only.  Use it only for absolute essentials and pay off the entire balance, don't forget the tuxedo you got at, every single month.  “If you have credit in your own name and apply for a home loan, some banks will average a higher score with a lower one so you can get a better interest rate.


You can’t  count on company pensions or Social Security to see you through your golden years.  Starting now, save as much money as you can (ideally 15% of your salary) in a savings vehicle.


Talk to your husband to get acquainted with every cent of savings and debts, plus the account numbers and passwords for the family retirement, investment, and bank accounts, and how to access the safety-deposit box.  Make sure your name is on all the bank accounts.  If it’s not, and something happens to him, it will be very hard for you to get access to that money.


You are not doing children a favor by handing over money when they request tuition, down payments, car loan, co-signings ad vacation cash.  You’re teaching them to expect something for nothing and that they don’t have to work for things.  Soften the blow by giving kids a role in the family finances early on.

Thursday, June 19, 2014

Facebook is Down!

They said Michael Zuckerberg set FB to private lol

Thursday, June 12, 2014

The Legal Wife and the Mistress' Rights as a Solo Parent

I am glued to this tele-serye which will be ending in a couple of days.

The Legal Wife is Monica, a devoted wife and mother who decided to leave her husband, Adrian, after she finds out that Adrian's mistress who happens to be her best friend is going to bear her husband's child.

Annulment has been mentioned which made me wonder what are the rights and legal issues a solo parent (the separada or the mistress) and child may encounter.

Here are some issues:

Husband and Wife decided to separate.  A private arrangement for joint custody of the children has been agreed upon between the couple.  How can the Wife be sure that the Husband will not escape his duty and responsibility to the children?

Thursday, June 05, 2014

Turn On Your Screens and Meet WeChat's Newest Endorser!

WeChat debuted in the Philippines in 2013 and what better way to introduce how this innovative social mobile app can seamlessly fit into the Filipino lifestyle than by way of three television commercials with brand ambassadors and real life couple Drew Arellano and Iya Villania.  In the three television commercials, Drew and Iya showed every social media fan how easy it is to stay connected despite busy schedules via WeChat's wide range of features such as "Video Call", "Hold to Talk", and "Moments". 

WeChat is back with a splash to make its social functions widely known to Filipino users as it launches an informative commercial which started airing this May.  The infomercial, which highlights features that come with its latest 5.2 system update, features one of the country's top fashion influencer and WeChat's newest endorser.

WeChat Laureen Uy
Meet Laureen Uy, WeChat's newest endorser!
Attending events with a fresh set of buddies? Say goodbye to the fuss of having to exchange little details as WeChat’s “Friend Radar” feature automatically identifies other users within the vicinity and provides the option of adding them to your contact list with one tap of their images. 

If you want to maximize digital exchanges with your clique, WeChat’s ever-reliable “Moments” feature allows you share multimedia posts with visibility settings that adds up to the app’s easy-to-use and secure interface. Catch the WeChat infomercial and discover how WeChat continues to evolve to match the lifestyles of its Filipino users through constant upgrades, social features, and exclusive promos.

About WeChat

WeChat envisions and innovates new ways for people to connect, communicate and share. A mobile social communication app designed for smartphone users, WeChat is the world’s fastest growing social app with over 100 million registered accounts internationally.

WeChat empowers users in fun and dynamic ways by bringing together messaging, social communication and gaming in one seamless, interactive experience, with comprehensive privacy and security settings that can be tailored as needed.

WeChat is an all-in-one app that enables users to add friends with several innovative features. These include highly convenient and reliable QR code scanning, phonebook and location-based connection services such as "Hold Together”, “Friend Radar” and “Shake.” The platform facilitates social interaction with real-time “Walkie Talkie,” “Voice Call,” and “Video Call.” Supported on data networks and Wi-Fi, WeChat makes it easy to stay connected with friends anywhere, anytime. Users can choose to communicate and share photos one-on-one, or within their closed social network through “Moments”. The popular WeChat Sticker Shop has a variety of fun animated emoticons to express any emotion.  Also, with a host of addictive WeChat Games, users can play and challenge their friends on the move, share scores and even find competitors nearby.

WeChat is available free for download on Android, BlackBerry, iOS, Symbian and Windows operating systems.

Learn more about WeChat and download the app at
WeChat Philippines Facebook page:

Monday, June 02, 2014

{Money Mondays} When Couples Fight Over Money

Since I started my “Money Mondays”, I have been receiving countless questions on my e-mail.

One of my readers wrote:

(Sineseryoso na ako!)

“I have been married for just over a year.  During the first months, it was pure bliss, but now, all we talk and fight about are bills (My Note: Bliss-Bills.  I should add that up into my son’s antonyms list!).  I absolutely hate it when he goes out with his barkada and spends most of his salary on payday nights!  He doesn’t even give me half of what he earns.  I am left paying the bills and buying groceries because he always runs out of money.  I am getting tired of this set-up, but whenever I bring up my issue, he absolutely refuses to talk about it!”