Monday, January 30, 2017

Should You Get a VUL ?

It has been a while, I know, but well, it is great to be back. 
This Monday, let’s talk about VUL’s.
A long time ago, VULs are totally unheard of, but nowadays, even tweens and teens know about VULs! Well, my son does! (They must have read this book…)
VUL stands for Variable Universal Life Insurance.  Insurance agents, for the sale factor, call them Investment-Linked Policies.  And since the “investment” portion really stands out (If I were to get a VUL, I would really be proud of myself because I am making an investment),  the VUL, along with Mutual Funds, is one of the best selling products of insurance companies.
So, to answer that little question…

Is VUL, since it is an Investment-Linked Insurance Policy, Worth Having?

Saturday, January 21, 2017

NYC Manhattan Suites, Baguio City #WhereToStayInBaguio

One of my job perks is that I get to check on restaurants, hotels and other businesses here in Baguio City.

One of the recent hotels I discovered is NYC Manhattan Suites.

Related: Places to stay in Baguio
             Travelite Express Hotel
             Kamiseta Hotel

I have always noticed this piece of property gleaming under the sun on my short drives along Naguilian Road, Baguio City while on my way to church.

NYC-Manhattan-Suites Baguio
Looking for a place to stay #WhenInBaguio? Here is my UPDATED LIST (As of 2017) of hotels/inns/bed & baths to stay when in Baguio.

About Nyc Manhattan Suites Baguio

Monday, January 16, 2017

Prepare This No-Bake Fudge Cake for Valentine’s Day (It’s Under P200!!!)

Hey, Mommies!   After those loooong hours of baking for those Christmas cakes and cookies, wouldn’t you love to make this no-bake fudge cake for Valentine’s Day?

From our friends at, here’s your no-sweat, but super-delish no-bake fudge cake!

(And it is under P200I am gonna make ten pieces…)

Enjoy your no-bake cake!

No Bake Fudge Cake
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Saturday, January 14, 2017

Iron Man Experience Debuts at Hong Kong Disneyland on January 11

Disney Parks’ first Marvel ride calls upon guests to join a high-flying adventure set against iconic views of Hong Kong!

97% of surveyed guests saying the experience exceeded or met expectations

Iron Man Experience

Disney Parks’ first Marvel-themed ride, Iron Man Experience, made its grand debut last January 11 at Hong Kong Disneyland. The experience calls on all boys and girls and men and women, both young and young-at-heart, to team up with families and friends and unleash the Super Hero within in a high-flying adventure alongside Iron Man.

How to Teach Your Kids the Gift of Giving

Helping others arms your children with rewards and skills that ill last long after the holiday cheer has faded.  Here’s how.
Christmas has come and gone.
Our kids got their presents and wishes.
But what truly made the season so special was that there was a genuine sense of goodwill all around us!  That is why now is the best time to show a child how to spread that warmth by helping others.  Yes, it is great for the one she will be helping, but it is even better for her!
Every child loves to be helpful. and giving her time to volunteer gives her the chance to experience the deeply rewarding payoff that comes from making someone else happy.
Here are ways that GIVING and HELPING boosts your child’s self-image, plus special ways for her to be motivated with giving projects she can dive into right now.

when your child gives, she gets…