Last Updated on April 13, 2017 by Marie Bautista
A month or so ago, I was given the chance to review a 2-in-1 book – I Wish They Taught Money in High School So I Can Start my Business Right Away by Sharon W. Que and I Wish They Taught Money in High School So I’m Not Dependent on My Check by Clarissa Serina-Dela Paz .
But, first of all,
Meet Christianna…
.jpg "I Wish They Taught Money In High School")
She is in preschool…
And she is an entrepreneur!
She sold fifty packs of pastillas in four hours!
And so I was thinking, this book – “I Wish They Taught
Money in High School” by Clarissa Serina-Dela Paz and Sharon W. Que should have
been entitled “I Wish They Taught Money in Grade School” because I do believe
that as soon as a child can differentiate a one peso coin from a five peso
coin, you can start teaching her about money.
.jpg "I wish they taught money in high school") |
| It is actually a 2-in-1, back to back book! |
But, the authors do have a strong point. Money and how to handle it, how to make it grow and how to start a business should have been taught in high school! Before I read this book, I have already read
Robert Kiyosaki’s Why “A” Students Work for “C” Students and Why “B” Students Work for the Government.
In this book, Robert questioned why the American School
System is designed to be an employee-making machine while students who are
visionaries and creative thinkers (people like Thomas Edison who was
homeschooled by his mom after the teacher thought he was an idiot and drop-outs
like Steve Jobs, Mark Zuckerberg, Bill Gates ) are considered losers.
Robert Kiyosaki’s Why “A” Students Work for “C” Students and Why “B” Students Work for the Government.
In this book, Robert questioned why the American SchoolSystem is designed to be an employee-making machine while students who are
visionaries and creative thinkers (people like Thomas Edison who was
homeschooled by his mom after the teacher thought he was an idiot and drop-outs
like Steve Jobs, Mark Zuckerberg, Bill Gates ) are considered losers.
I Wish They Taught Money in High School , which chronicled the financial journey
of the authors, is an easy read and an inspiration, especially for the young
ones and those among us who are just about to embark on a financial fitness
journey (There are heavy references to the books of Robert Kiyosaki and T. Harv Ecker, so if
you really are serious on finally gaining financial freedom, you should read
their books as well). It introduces
money concepts in a way that people with no financial or accounting background
can easily understand.
of the authors, is an easy read and an inspiration, especially for the young
ones and those among us who are just about to embark on a financial fitness
journey (There are heavy references to the books of Robert Kiyosaki and T. Harv Ecker, so if
you really are serious on finally gaining financial freedom, you should read
their books as well). It introduces
money concepts in a way that people with no financial or accounting background
can easily understand.
I felt some sort of “inggit” (more like admiration, really). I was like, hey, the authors started well-off
and are now enjoying life, having their money work for them, at a very young age. If this book came out when I was in college,
I would have retired as early as 30!
and are now enjoying life, having their money work for them, at a very young age. If this book came out when I was in college,
I would have retired as early as 30!
By the way, this is a twin-book, so let me start with my thoughts on:
I Wish They Taught Money in High School So I Can Start
My Own Business Right Away
My Own Business Right Away
I have always wanted to go into business, but inasmuch
as I was raised by parents who were employees who were raised by my grandparents
who were employees as well, my money psyche is that my income will depend on my
paycheck alone.
as I was raised by parents who were employees who were raised by my grandparents
who were employees as well, my money psyche is that my income will depend on my
paycheck alone.
This book gave me a headstart on my vision to finally start a business as it spilled out SECRETS TO REACHING YOUR GOALS:
.jpg "i wish they taught money in high school")
What truly stuck in my mind is that the author talked
a lot about Passive Income. This is
income which works for you, even when you are not doing anything to have it. I
know a family whose family members get millions of royalty from a big mining
firm in Benguet. My dad has a couple of
houses for rent which is earning passive income as well. I would want to have my own passive income soon, too.
a lot about Passive Income. This is
income which works for you, even when you are not doing anything to have it. I
know a family whose family members get millions of royalty from a big mining
firm in Benguet. My dad has a couple of
houses for rent which is earning passive income as well. I would want to have my own passive income soon, too.
I Wish They Taught Money In High School So I’m Not
Dependent On My Paycheck
Dependent On My Paycheck
I read this first, because as much as I wanted to be
an entrepreneur, I was raised and educated to be an employee. I was dependent
on my paycheck, until I learned that employees can be taxed as high as 32% of their net taxable compensation income while the rate of capital gains tax from
stocks not traded through local stock exchange is from 5-10%. That was when I started to look for other
earning alternatives.
an entrepreneur, I was raised and educated to be an employee. I was dependent
on my paycheck, until I learned that employees can be taxed as high as 32% of their net taxable compensation income while the rate of capital gains tax from
stocks not traded through local stock exchange is from 5-10%. That was when I started to look for other
earning alternatives.
I got a variable life insurance (although I had to
withdraw it earlier. I wonder what the authors’ thoughts on variable insurance
are because it certainly is a sore disappointment for me?) and a Balanced Fund UITF which earned around fifty percent in five
years. I am now investing in the stock
market. My goal is to regularly invest monthly and literally let it grow!
withdraw it earlier. I wonder what the authors’ thoughts on variable insurance
are because it certainly is a sore disappointment for me?) and a Balanced Fund UITF which earned around fifty percent in five
years. I am now investing in the stock
market. My goal is to regularly invest monthly and literally let it grow!
.jpg "i wish they taught money in high school") |
Here is the most valuable lesson that will help me
on my “Truly Rich” Strategy: Clarissa’s Work SMART:
S – Start Small
M – Make a Habit (and stick to it)
A – Acquire More Knowledge
R – Raise the Bar of Creativity
T – Think Outside Your Salary
I have always wondered how it would feel to sleep with
your money still working for you. With
the concepts this twin book presented (and oh, I loved how the authors said
that Credit Card is not evil! I knew I was right !), I am sure you and I are ripe for a lifestyle upgrade and are on our way to being FINALLY FINANCIALLY FREE!
Grab your copy here!
your money still working for you. With
the concepts this twin book presented (and oh, I loved how the authors said
that Credit Card is not evil! I knew I was right !), I am sure you and I are ripe for a lifestyle upgrade and are on our way to being FINALLY FINANCIALLY FREE!
Grab your copy here!
Hi sis! I saw this sa NB just a week ago…pero didn't pay much attention hehehe..Hmmmm….next time I drop by, I'll skim the pages…see if I can get something out of it. I'm also dependent on my paycheck and just investing sporadically on stocks. I'd like that…earning even while you sleep hehehe. I'm not much into business…I guess not my talent…but am sure there are other ways, like that passive income. Arrggghhh blogging sana but then, am not really earning from it hehehehe….maybe someday…someday…..
Hi Aileen, you can use your creativity to have another income aside from your day job. All you need is passion and guts to do it. We can help you achieve your goals and acquire financial awareness by visiting our site, http://www.lifestyleupgrade101.com
Naku sis, alam mo ba ganyan biruan namin ni Daddy Allan. Pag nagschool si Matt pagtitindahin namin hehe. Parang maaga palang business minded na. And I sometimes regret bakit hindi ko agad naisip magnegosyo but maybe its not the right time then. Dati kasi ala naman internet e. Ngayon palang nagboom ng husto and still emerging pa. Hmm, I want to have that book too 🙂
Hi Mayette! It's never too late to start your own business. Now's the right time because of the tools that internet is offering us, everything is possible through right marketing in Social Media. by the way, you can buy our book online, just visit http://www.lifestyleupgrade101.com
This is good for family members because of its valuable contents that they can learn while they're growing up.
Hi Fernando, We agree. Every Filipino deserves a good life. 🙂
You can visit our website for more tips on financial awareness, http://www.lifestyleupgrade101.com
I got this too and am on my way pf reviewing it as well.
Don't forget to write a review for us! 🙂
http://www.lifestyleupgrade101.com
Every Filipino students must have these books, so that they can have an early learning about money.
I have to get my hands on those books!
School children, even those who are young can understand and appreciate at a young age what money is and its importance. The world would be a better place if they were taught more about it in school.
Yes. Education system must teach financial awareness so that every kid should have a proper mindset on how to become successful in life.
visit our website, http://www.lifestyleupgrade101.com
I think financial awareness is a lesson every child should know. I am a CPA but I am ashamed to admit that I squandered my earnings! And oh, I love your double-book. It is written with a Filipino setting which is easy to understand
They should teach finance in high school so people can have a nice background of finance when they grow up.
This is a must for the high school to understand the value of money and how to use it practically.
Where can I buy those books? I think it's never too late for me to catch up on learning more about money and savings.
Hi Ria! Thank you for your interest in our book. You can order our book online, http://www.lifestyleupgrade101.com/shop
FREE DELIVERY NATIONWIDE.
🙂
I used to sell ice candy and yema during grade school and my parents didn't need to give me baon. When I was in highschool I sold maja blanca and saved up my money to invest on another business. I think I like this book, I am sure there are more to learn.
I saw this book a lot of times – I really think this is an awesome book as it engage the kid's mind on money – plus i like how they wrote it in illustrations and big text too.
Thank you! 🙂 You can visit our website for more tips on money awareness and we conduct Cashflow games too 🙂 http://www.lifestyleupgrade101.com
She reminds me of me when I was a kid. Good job kiddo!
This book can really help in having a more financially literate population.
That's one of our advocacy, to spread financial awareness for a better life because every Filipino deserves it. 🙂
Ang cute ni Christianna! I would love to read this book.
You can visit our website for more information 🙂 http://www.lifestyleupgrade101.com. FREE DELIVERY NATIONWIDE!
Thank you so much for reading our book. Thanks for helping us spread our advocacy. we really aim to empower all Filipinos with financial literacy.
Thank you for reviewing our book. Thanks for helping us spread our advocacy. Our vision is to make every Filipino financially literate.
I loved the double book, Clarissa. I am encouraging my kids to read it too.I truly wish I have learned about financial literacy earlier. I still have my ups and downs (because I am always tempted to spend more – galit lang sa sweldo lol), but slowly, I am getting there.
Oh she's so adorable. I'm sure if a network finds out about this one, she will not just be an entrepreneur, but she'll be a tv ad model too.
You are right, it is never too early to teach your children about money. I started teaching my kids about finances since they were 6. They both have savings account now.
Just finished my book review 😀 Already started investing 🙂
pinakakakitaan ko yung credit card ko..hahaha..i dont consider them expense..but a capital! ;P really want to own this book.
I'm really curious about this book. I read recently that a lot of people who did well academically became, well, excellent employees. I have to agree that the educational system is training is to look for jobs instead of CREATE jobs. It's no wonder how many successful entrepreneurs didn't even go to college! (PS: Christianna is so adorable.)
Nice to know these books that could give Filipinos knowledge about financial matters.
That pre-schooler is going places for sure. I'm impressed by her natural sales talent and I hope she pursues her own business as an adult. I also wish schools would teach money management from an early age/grade level,so kids can learn the value of money.
These are great books. I would like to have for my kids, too.