Last Updated on April 13, 2017 by Marie Bautista
IF IT DOES NOT FIT, DON’T BUY IT.
LEAVE YOUR CREDIT CARD AT HOME.
If you still want it after you’re home, it’s worth the effort of going back to get it.
SAVE UP FOR THAT ONE SPECIAL BUY,
rather than buying lots of little things at one go.
NEVER JUST PAY OFF YOUR MINIMUM PAYMENT ON CREDIT CARDS.
– it can take years to clear the balance.
KEEP A BUDGET TO PROVIDE AN ACCURATE PICTURE OF YOUR FINANCES.
You will instantly notice where you can shift priorities or save.
PAY BILLS AT THE BEGINNING OF THE MONTH
so that you know how much you have left to live on for the rest of the month.
PUT ASIDE A LITTLE EACH MONTH INTO A SAVINGS ACCOUNT.
The interest will be a welcome bonus.