I just want to let you know that all opinions are my own and I may earn from qualifying purchases. Regardless, I only recommend products or services I use personally and believe will be good for my readers. Enjoy and feel free to share with your friends!
IF IT DOES NOT FIT, DON’T BUY IT.
Don’t buy something just because it is cheap or on sale.
LEAVE YOUR CREDIT CARD AT HOME.
If you still want it after you’re home, it’s worth the effort of going back to get it.
SAVE UP FOR THAT ONE SPECIAL BUY,
rather than buying lots of little things at one go.
NEVER JUST PAY OFF YOUR MINIMUM PAYMENT ON CREDIT CARDS.
– it can take years to clear the balance.
KEEP A BUDGET TO PROVIDE AN ACCURATE PICTURE OF YOUR FINANCES.
You will instantly notice where you can shift priorities or save.
PAY BILLS AT THE BEGINNING OF THE MONTH
so that you know how much you have left to live on for the rest of the month.
PUT ASIDE A LITTLE EACH MONTH INTO A SAVINGS ACCOUNT.
The interest will be a welcome bonus.

