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|A photo by watcharakun via freedigitalphotos.net|
better. However, with all the bills you
need to pay and the stuff you just have to get (your kikay kit arsenal and
wardrobe), you’re often left with just about enough until the next sweldo.
basic needs but will also help us attain financial independence and a measure
of security. ‘Yung tipong you won’t
keep worrying about making ends meet because you have savings as well as some
amount to spare for luxuries like trying out that classy restaurant and your “it’s
more fun in the Philippines” trips.
ever-increasing prices of everything, who has extra cash to save for the gipit
days and the future?
management is for guys or those
accountant nerds (don’t look at me hehe).
You don’t even have to be a super-kuripot manang or a business tycoon to
be able to save and make your money grow.
important as earning it. It is upon you,
and no one else, to learn and develop skills to effectively manage your money.
financial rewards. It actually boosts
your self-esteem and makes you feel responsible. Efficient financial management can make a lot
of difference in your life.
KNOW THAT CAN HURT YOU.
about it. Make a list, write them down
(might as well be talking to myself because I sure hate writing things down). Don’t accept your pay slip as it is. Find out how much goes to SSS, Pag-IBIG, or
your withholding taxes. Take note of ATMcharges or those cellphone loads.
high-risk! Return of investments does not happen overnight. You really have to wait to see your money
grow and multiply.
you keep on charging through your credit cards.
Even if you can afford to waste P5,000.00 without your wallet hurting,
why should you? That P5,000.00 could be easily invested at the stock market.
market. I was into growing my kikay
arsenal, believe it or not. I was so
into anti-aging (after all, 40 nga daw is the new 30) I was buying collagen
powder, glutathione, Obagi Nu-derm and I have a galvanic spa. Now, I am investing in the Stock Market! Miracles do happen!
without guidance. I suggest you join the
Truly Rich Club because they offer wonderful guidance. They really helped me! For more information, click the link below…