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| A photo by marin via freedigitalphotos.net |
Don’t make a sakto salary a reason for having no
savings. Even when you only have enough
money to cover your bills, you can still find spending loopholes that can score
you extra money. In fact there are
always ways to cut corners. That
Starbucks coffee (which I will definitely be getting this whole month to get
my planner which I will try to avoid starting today) you drink every
morning – and maybe the other one you
will have after work, with muffin, by the way – are costing you more than you
can imagine. Foregoing your two
Starbucks Toffee Nut Latte a day will give you about an extra of P3,000.00 in
ten days.
savings. Even when you only have enough
money to cover your bills, you can still find spending loopholes that can score
you extra money. In fact there are
always ways to cut corners. That
Starbucks coffee (
my planner
morning – and maybe the other one you
will have after work, with muffin, by the way – are costing you more than you
can imagine. Foregoing your two
Starbucks Toffee Nut Latte a day will give you about an extra of P3,000.00 in
ten days.
Tweaking your lifestyle even a bit can give you extra cash
to set aside for saving. Foregoing that
P40.00 per day you make taya at the lotto outlet will net you P1,200.00 in 30 days. You can also brown bag your lunch and limit
your dining out on special occasions.
to set aside for saving. Foregoing that
P40.00 per day you make taya at the lotto outlet will net you P1,200.00 in 30 days. You can also brown bag your lunch and limit
your dining out on special occasions.
When payday comes around, “pay” yourself first before your
expenses and you will eventually experience the best kind of freedom –
financial independence.
expenses and you will eventually experience the best kind of freedom –
financial independence.
This year, I joined the TrulyRichClub. It was one of the best decisions of my
life. Founded by Bo Sanchez, its purpose
is to “help good people become rich”.
Because of the guidance I get from the Club, I am now investing in the
Stock Market each month! Shocking, right?
But it’s amazing how I am personally growing my finances. I’m inviting you to join the Club, too. If you’re interested, click the link below
and listen to Bo explain what it is all about.
Do email me if you have any questions!
life. Founded by Bo Sanchez, its purpose
is to “help good people become rich”.
Because of the guidance I get from the Club, I am now investing in the
Stock Market each month! Shocking, right?
But it’s amazing how I am personally growing my finances. I’m inviting you to join the Club, too. If you’re interested, click the link below
and listen to Bo explain what it is all about.
Do email me if you have any questions!
Great tips as always… I like your honest point of view and will check out the truly rich club for more. TY! Hope you/your loved ones are safe in the aftermath of typhoon Haiyan.
Sending prayers and blessings.
Elizabeth
ohhh. i've always been curious about investing in the stock market but i don't know where to start. hmmm, i'll try to check out that club you mentioned.
I am trying to encourage my husband to stop his habit of mcdonald coffee everyday. Aside from savings I think it is healthy to avoid so much caffeine. I have downloaded the file last week and would start reading it. The biggest challenge is avoiding eating out. A working mom like me can't always cook and my 3 handsome guys does not know much in cooking. Perhaps we can think of a way to work this out.
I agree. Avoiding frequent dining out can save you money and is much healthier pa. Also, what we do is to plan a weeks menu na and we go to the grocery at least twice a month lang. We will have a least to buy and in case we want to buy something out of the budget, we do it by schedule. We also closed our 3 others credit card and we just maintain one on hand. Aside from having a full time work, kahit konti we earn from blogging, online selling and crocheting. That basically covered our monthly food expenses.
i agree in saving but i find it hard to follow on a monthly basis. kasi i don't have any vices. but i really make it a point to go out and treat my parents on weekends. when i add the cost of our weekend expeditions, minsan nanghihinayang ako. but happy to have done it too 🙂
Starbucks are for once in a blue moon only.. ang mahal ng cape nila na pwede naman P5.00 lang for a sachet tapos mainit na tubig na libre solve na..