Last Updated on March 17, 2021 by Marie Bautista
This should be your priority before getting married!
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(Sineseryoso na ako!) |
“I have been married for just over a year. It was pure bliss during the first months, but now, all we talk and fight about are bills (My Note: Bliss-Bills. I should add that up into my son’s antonyms list!). I absolutely hate it when he goes out with his barkada and spends most of his salary on payday nights! He doesn’t even give me half of what he earns. I am left paying the bills and buying groceries because he always runs out of money. I am getting tired of this set-up, but whenever I bring up my issue, he absolutely refuses to talk about
it!”
When couples fight, money usually is the issue.
This case is probably not exclusive to my reader and her husband. I know friends who separated because of money issues and failing to sort out those money issues.

Don’t fall in love and fail to care about money. It could get complicated.

Doing this can fix your money issues.
He is so irresponsible.

Suze Orman, one of my favorite financial icons, emphasized: “Put people first, money second.”
Prioritize your relationship before money.
Money matters seem insignificant and too important at the same time, so they don’t talk about it. The silence is money’s first power over couples.
- Could it be barkada night outs that are not in the budget?
- Or buying frivolous and expensive items with money meant for groceries?
- Investing without consulting?
- Unpaid bills?
Some more points to keep in mind:
- It takes time to change attitudes, so be patient. No two persons are alike when it comes to
money. - Listen and understand attitudes rather than zero in on actions that annoy you. Keep an open perspective.
- Know what you want in the end. This makes it easier to be more responsible in the beginning. Start by reading about personal finance.
- Have a financial safety net.
Arguments are hottest when things don’t go well. Being prepared with at least three months of your salary (if you are employed) or at least six months (if you are an entrepreneur) stashed away in a bank account, takes off the heat when there are sudden emergencies. It also gives you a goal you can work for, and an excuse to monitor each other’s spending without being judgmental.
(You can start investing, too! You can join me at the Truly Rich Club because they are incredible in teaching and guiding people on how to invest for the future and be rich financially and spiritually. )
In the poverty-bracketed Filipinos, money's always the reason why….you have good tips in handling financial matters. Hope that people out there, will do the same.
I guess the financial arrangements needs to be discussed to avoid future arguments.
Money issues is never a problem with me and hubby. We don';t have a lot but we come in an agreement that it should be something that should consume our married life. He is a spender and I am saver but he never buy anything without asking me first. I know a couple here who have their different bank accounts and everything. They assign each other for paying bills which for me is not a married life thing. What's the point of being married if each have each own but I guess that works for other people.
Nice tips about financial arrangements before getting married. Majority of Pinoys here in the Philippines been in the business of arguments just for money.
I think there should be a proper allocation of funds and of course, adjustment in between if complications arise and more importantly continue to talk on the management of funds.
Really, money is the root of all evil, but if you know how to handle together with your loved ones, you can achieve happiness.
Truly Rich Club? Hmmnnnm, sali ako baka maging rich din ako hahaha. Kidding aside, it's never too late to invest even a small amount each pay. We invest 50 bucks a month and it's accumulating.
Great tips and those who are just planning to get married must take note of these. Every married couple will have their own arrangements and agreements when it comes to handling money matters. For my hubby and me, I gave the rein to him when it comes to budgeting as I have the tendency to overspend on stuff just because. My husband is the more pragmatic type so he's really good with money and he can say "no" when things are not required to be bought. I, on the other hand will just buy out of whim. That arrangement works just fine for both of us.
"Money, the source of all evil" there's some truth to this saying. Sometimes people do unimaginable things because of money.
Money is always a problem not just for a couple but for everyone. It is hard to manage money if both couple would not compromise about their spending habit. Good tips.
Many believes in the saying that money is the root of evil. But I must say not at all times, it depends on the person.
Ha! While reading this blog post, I automatically pictured out my parents. You have good tips here ate. I'll tell them this.
Great tips! Me and my hubby usually set money allowance every week for lunches and stuff. I always ended up not spending mine and also his. The good thing about it, is he always asked me if hes going to buy something and I'll do the same thing. It always worked out for us.:)
For a single income family likes ours, life is really hard if we don't handle hubby's hard earned money well. Good thing that he is not the kind who goes out on party nights or the like, or spends money carelessly. I really want to help him with our finances because I know that he's working really hard for us. Life may be a challenge for us financially, but we're happy and we have faith that God will provide.
Thank you for the wonderful tips, sis! 🙂
In our case, we never make money as root of our misunderstanding. I think this is a no-no for a couple. Money has never been an issue with us. kahit ako or sya ang malaki ang sweldo, walang problem. We just combine and use it for paying bills and other necessities at home.
We really do our best to not fight over money because money is just money. We can earn it as fast as we can but once the relationship is broken it takes time to rebuild it. Thank God money is never an issue between me and Daddy.
Mommy Maye
http://www.momaye.com
Hi Marie, ang galing! Your advice is being sought now and soon, you'll need to ask them a PF for all the advices 😀
Hay, money problems are truly hard but I think with much discipline, the problems will eventually be resolved.
Honestly hubby and I never had arguments regarding money, he keep his ATM and pay the bills, while I keep mine and do the groceries and pay the amortization. Lately our expenses are super duper high to the point, almost negative na. But we still never argued about it because we know where the money is going, to our children's need. Kaya eto ang peg ko.. Naghahanap ng sideline.. Thanks for sharing this ate Marie and will definitely check this out again when the time comes na may issues na rin kami.. 🙂
Glad my husband is good with finances… and he saves too! I could imagine the WOE if your partner especially, the guy is irresponsible and squanders!
I think couple should discuss the money issues before it is too late.
i think the best way to solve this issue is seat down and talk like a matured man and woman..hehe